PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDE DAN INTERNAL LOCUS OF CONTROL TERHADAP FINANCIAL BEHAVIOR (STUDI KASUS PADA ALUMNI PRODI MANAJEMEN UMRI PENGGUNA E-WALLET DANA)

Abstract

The purpose of this study was to determine the effect of Financial Knowledge, Financial Attitude and Internal Locus of Control on Financial Behavior (Case Study on UMRI Management Study Program Alumni of E-Wallet Dana Users). This research uses quantitative methods. The population in this study were Alumni of UMRI Management Study Program E-Wallet Dana Users with a population of 295. The sampling technique in this study used non-probability using purposive sampling techniques with the Hair et al. formula, so that the number of samples in this study amounted to 79 people. The data analysis technique used is multiple linear regression analysis. The results showed that Financial Knowledge, Financial Attitude and Internal Locus of Control have a significant positive effect on Financial Behavior (case study on alumni of UMRI management study programs using e-wallet Dana).