Literasi Keuangan Dan Kontrol Diri Terhadap Perilaku Konsumtif Melalui Rasionalitas pada Mahasiswa Manajemen UIN Malang

  • Evy Nurlailatisy Syariifah Universitas Islam Negeri Maulana Malik Ibrahim Malang
  • Indah Yuliana Universitas Islam Negeri Maulana Malik Ibrahim Malangevynurlaila@gmail.com
Keywords: Financial Literacy, Self-control, Consumtion Behavior, Rationality, Student

Abstract

This study aims to see the impact of financial literacy and self-control on consumptive behavior through rational. This study uses a quantitative approach with the object of research, namely Management Students of UIN Malang with Active Status in 2021. A sample of 132 people were obtained as samples after sampling using the Slovin formula. Then the data is processed using PLS software. The results of this study indicate that there is a negative and significant influence given by financial literacy and self-control on consumptive behavior. There is an influence given by rationality on consumptive behavior in a negative and significant way. Rationality mediates the effect of financial literacy and self-control on consumptive behavior.

Downloads

Download data is not yet available.

References

Al Arif, M. Nur Riyanto. (2010). Teori Mikro Ekonomi: Suatu Perbandingan Ekonomi Islam Dan Ekonomi Konvensional. 1st ed. Jakarta: Kencana Prenada Group.

Baron, R. M., & Kenny, D. A. (1986). The Moderator-Mediator Variable Distinction in Social Psychological research: Copceptual, Strategic and Statistical Considerations. Journal of Personality and Social Psychology, 51, 1173–1182.

Cita, C. M, David. L, & Pali. (2015). Hubungan antara Self-Control dengan Perilaku Konsumtif Online Shopping Produck Fashion pada Mahasiswa Fakultas Kedokteran Universitas SAM Ratulangi Angkatan 2011. Jurnal Psikologi. Volume 3 (1), 297-302.

Eagle, et. al. (2013). Social Marketing. Edinburgh Gate: Pearson Education Limited.

Fitriyani, R, Widodo B,P, & Fauziyah, N. (2013). Hubungan antara Konformitas dengan Perilaku Konsumtif pada Mahasiswa di Genuk Semarang. Journal Psikologi Undip. Volume 12 (1), 55-68.

Frank, Robert H. (2008). Microeconomic & Behaviour. Edited by Brent Gordon. McGraw-Hill. Seventh Ed. Vol. 7th ed. New York: McGraw-Hill/Irwin,

Lee, Nancy R and Philip Kotler. (2011). Social Marketing: Influencing Behaviors for Good. US. Sage Publication, Inc.

Miller, Roger Le Roy. (1991). Economics Today. 7th ed. New York: Harper Collins Publiser.

Mowen, John C. & Minor, M. (2002). Perilaku Konsumen. Edisi Kelima. Jakarta: Penerbit Erlangga.

Prasetyo, B., & Jannah, L. M. (2005). Metode Penelitian Kuantitatif. Jakarta: PT Raja Grafindo Persada.

Pusat Pengkajian dan Pengembangan Ekonomi Islam(P3EI) Universitas Islam Indonesia Yogyakarta. (2008). Ekonomi Islam. Jakarta: PT Raja Grafindo Persada.

Sholihin, M., & Ratmono, D. (2013). Analisis SEM-PLS dengan WarpPLS 3.0 Untuk Hubungan Non-Linier dalam Penelitian Sosial dan Bisnis. Yogyakarta: Penerbit ANDI.

Sugiyono. (2017). Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta.

Sumarwan, Ujang. (2011). Perilaku Konsumen. Bogor: Ghalia Indonesia.

Supranto. (2011). Pengukuran Tingkat Kepuasan Pelanggan. Jakarta: Rineka Cipta.

Yamin, S., & Kurniawan, H. (2011). Generasi Baru Mengolah Data Penelitian dengan Partial Least Square Path Modelling: Aplikasi dengan Software XLStat, SmartPLS dan Visual PLS. Jakarta: Jakarta Infotek.

Published
2022-12-20
How to Cite
Syariifah, E. N., & Yuliana, I. (2022). Literasi Keuangan Dan Kontrol Diri Terhadap Perilaku Konsumtif Melalui Rasionalitas pada Mahasiswa Manajemen UIN Malang . Jurnal Akuntansi Dan Ekonomika, 12(2), 202-211. https://doi.org/10.37859/jae.v12i2.4277
Abstract views: 356 , PDF downloads: 392