Penilaian Pemberian Kredit Untuk Meminimalisir Resiko Kredit Pada Bank BRI Unit Tampan Kota Pekanbaru

  • Misral Misral Universitas Muhammadiyah Riau
  • Randi Finowa Universitas Muhammadiyah Riau
Keywords: Character, Capacity, Capital, Collateral, Condition

Abstract

This study aims to determine the effect of applying the 5C principle in the assessment of credit disbursement to minimize credit risk at the handsome Unit BRI Bank Pekanbaru City. Data collection was carried out by distributing questionnaires to the handsome unit BRI financing department as many as 8 respondents. This research uses descriptive quantitative method with Accidental Sampling sampling technique. The data obtained were then processed using the tools of IBM SPSS Statistics 26. The results of this study show that the Handsome Unit of the BRI Bank applies the 5C principle well in the assessment of credit granting efforts to minimize credit risk.

Downloads

Download data is not yet available.

References

Assauri, Sofjan, 2004, Pengertian Manajemen, Jakarta, Rajawali Press

Bambang Prasetyo, 2016, Lina Miftaful Jannah, metode penelitian kuantitatif, cetakan 10, Rajawali Pers

Kasmir 2014, Dasar-Dasar Perbankan, edisi revisi, Jakarta, Rajawali Pers.

Kasmir. 2010. Manajemen Perbankan. Edisi Revisi 9. Jakarta: Rajawali Perss.

Suryani dan Hendryadi, 2015, Metode Riset Kuantitatif , Ed Pertama, Jakarta, Prenada Media Group

Muinatul Khoiriyah 2019, Manajemen Risiko Pada Produk Kredit Usaha Rakyat (KUR) (Studi kasus di PT. Bank BRI Syariah Kantor Cabang Bandar Lampung), IAIN Metro

Siti Ulfaniza, Anani1, Dwiatmanto2, Zahro Z.A3 2015, Analisis Manajemen Risiko Kredit Usaha Mikro (KUM) Dalam Meminimalisir Kredit Bermaslah (Studi pada PT Bank Mandiri (Persero) Tbk. KCP MMU Sampang).

Yaniar Wineta Pratiwi1, Dwiatmanto2, Maria Goretti Wi Endang NP3, 2016, Analisis Manajemen Risiko Kredit Untuk Meminimalisir Kredit Modal Kerja Bermasalah (Studi pada PT. Bank Rakyat Indonesia (Persero), Tbk Cabang Ponorogo),

Yara Nurintan 2016, Pengaruh Penerapan Manajemen Risiko Kredit, Risiko Pasar, Risiko Likuiditas dan Risiko Operasional Terhadap Kinerja Keuangan Perbankan, Universitas Lampung.

Published
2021-06-20
How to Cite
Misral, M., & Finowa, R. (2021). Penilaian Pemberian Kredit Untuk Meminimalisir Resiko Kredit Pada Bank BRI Unit Tampan Kota Pekanbaru. Jurnal Akuntansi Dan Ekonomika, 11(1), 139-149. https://doi.org/10.37859/jae.v11i1.2558
Abstract views: 46 , PDF downloads: 53