Muat, Susnaningsih, and Nelsi Arisandy. “Personal Financial Literacy Dan Financial Behavior Mahasiswa: Analisis Dengan Dummy Variabel”. Muhammadiyah Riau Accounting and Business Journal 4, no. 2 (April 30, 2023): In press. Accessed May 10, 2024. https://ejurnal.umri.ac.id/index.php/MRABJ/article/view/4716.